la liquidation<\/a>, c\u2019est-\u00e0-dire au partage de ce patrimoine avant le divorce.C\u2019est une \u00e9tape importante, notamment en cas de compte-joint. Pour les op\u00e9rations de banque, il existe une pr\u00e9somption d\u2019accord de l\u2019autre pour utiliser les fonds communs. Ainsi, le banquier ne va pas v\u00e9rifier l\u2019accord des deux conjoints concernant des op\u00e9rations qui peuvent avoir lieu sur le compte. <\/p>\nCl\u00f4ture du compte <\/h3>\n
Pendant le divorce, il faut donc cl\u00f4turer les comptes au plus vite. En effet, l\u2019obtention du divorce n\u2019est pas une condition de fin des comptes communs.<\/p>\n
D\u00e9solidarisation possible<\/h3>\n
Il est \u00e9galement possible de demander, sans l\u2019accord de l\u2019autre, \u00e0 \u00eatre d\u00e9solidaris\u00e9 du compte. Les pr\u00e9l\u00e8vements et les virements seront annul\u00e9s et la signature des deux sera alors n\u00e9cessaire pour l\u2019utilisation du compte, renversant la pr\u00e9somption initiale.<\/p>\n
Vous souhaitez divorcer ? Contactez notre AVOCAT DIVORCE<\/p>\n
L\u2019\u00e9poux le souhaitant peut aussi demander l\u2019annulation d\u2019une procuration qu\u2019il aurait fait en faveur de son conjoint sur des comptes lui \u00e9tant propre.Il faut bien s\u2019assurer de retirer son argent du compte commun, pour le d\u00e9poser sur un compte propre. <\/p>\n
Attention aux dettes<\/h3>\n
Des cr\u00e9dits peuvent \u00eatre souscrit durant le mariage. Que celui-ci soit au nom d\u2019un des \u00e9poux ou des deux, la banque pourra demander le remboursement \u00e0 l\u2019un ou l\u2019autre. Une convention de s\u00e9paration sign\u00e9e par les \u00e9poux et pr\u00e9voyant le remboursement int\u00e9gral par l\u2019un d\u2019eux ne sera pas suffisant. La banque ne sera pas li\u00e9e par cette convention.<\/p>\n<\/p>\n
De m\u00eame, lorsque les \u00e9poux ont un r\u00e9gime de communaut\u00e9 ils sont pr\u00e9sum\u00e9s solidaires, en cas de s\u00e9paration, un \u00e9poux peut donc se retrouver responsable du remboursement d\u2019une dette <\/a>que son conjoint aura contract\u00e9 sans son accord. Quant aux cartes que le couple peut avoir dans l\u2019une ou l\u2019autre des enseignes commerciales, et proposant des cr\u00e9dits \u00e0 la consommation, il vaut mieux r\u00e9silier le contrat si celui-ci est au nom des deux \u00e9poux, afin d\u2019\u00e9viter de devoir rembourser les dettes de l\u2019autre conjoint apr\u00e8s la s\u00e9paration.N\u00e9anmoins, en cas d\u2019abus du conjoint, il sera toujours possible de saisir le juge.<\/p>\n","protected":false},"excerpt":{"rendered":"COMMENT S\u00c9CURISER SON CAPITAL LORS D’UN DIVORCE ? Lors d\u2019un divorce, les \u00e9poux ont souvent des biens en communs, des emprunts et un compte-joint. Il faut proc\u00e9der \u00e0 la liquidation, c\u2019est-\u00e0-dire au partage de ce patrimoine avant le divorce.C\u2019est une \u00e9tape importante, notamment en cas de compte-joint. Pour les op\u00e9rations de banque, il existe une […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14328","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"\n
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