{"id":13762,"date":"2024-04-08T12:30:41","date_gmt":"2024-04-08T12:30:41","guid":{"rendered":"https:\/\/avocat-gc.com\/divorce\/definitions\/emprunt\/"},"modified":"2024-04-08T12:30:41","modified_gmt":"2024-04-08T12:30:41","slug":"emprunt","status":"publish","type":"definition","link":"https:\/\/avocat-gc.com\/divorce\/definitions\/emprunt\/","title":{"rendered":"Emprunt"},"content":{"rendered":"

Synonyme de \u00ab\u00a0pr\u00eat\u00a0\u00bb ou de \u00ab\u00a0cr\u00e9dit\u00a0\u00bb, l’emprunt est la mise \u00e0 disposition d\u2019une somme d\u2019argent, d’un objet ou de marchandises par un \u00e9tablissement de cr\u00e9dit ou une autre personne, sur une dur\u00e9e d\u00e9termin\u00e9e. L’emprunteur est appel\u00e9 le \u00ab\u00a0d\u00e9tenteur\u00a0\u00bb.Le code civil distingue 3 pr\u00eats diff\u00e9rents: <\/p>\n

Le pr\u00eat \u00e0 usage ou commodat: L’emprunteur est tenu de restituer au pr\u00eateur la chose confi\u00e9e sans pouvoir en disposer.
\nle pr\u00eat de consommation: L’emprunteur se doit de restituer une chose de m\u00eame esp\u00e8ce, \u00e0 quantit\u00e9 et qualit\u00e9 \u00e9gale.
\nle pr\u00eat \u00e0 int\u00e9r\u00eat: pr\u00eat portant sur des sommes d’argent. L’emprunteur signe une reconnaissance de dette<\/p>\n

Les emprunteurs peuvent souscrire une assurance dans le cas o\u00f9 ils ne seraient plus apte aux \u00e9ch\u00e9ances du pr\u00eat: perte d’emploi, maladie, d\u00e9c\u00e8s etc… Lorsque le terme du pr\u00eat n’est pas \u00e9tabli, ni soumis \u00e0 aucune condition, le pr\u00eat est donc conclu pour la dur\u00e9e de vie de l’emprunteur.En terme d’argent, on parle de \u00ab\u00a0cr\u00e9ance<\/a>\u00a0\u00bb ou \u00ab\u00a0cr\u00e9dit\u00a0\u00bb pour le pr\u00eateur tandis que l’emprunteur contracte une \u00ab\u00a0dette\u00a0\u00bb.Le contrat de pr\u00eat est r\u00e9gi par le droit civil. C’est une convention par laquelle le pr\u00eateur livre un service \u00e0 l’emprunteur \u00e0 charge de restituer la chose pr\u00eat\u00e9e dans un temps d\u00e9termin\u00e9.
\nUn pr\u00eat peut \u00e9galement avoir un caract\u00e8re immat\u00e9riel, comme par exemple le droit d’auteur. Dans le domaine immobilier, on parle de \u00ab\u00a0cr\u00e9dit immobilier<\/a>\u00ab\u00a0<\/p>\n

\u25c4 RETOUR AU GLOSSAIRE<\/a><\/h3>\n

J’INTERVIENS DANS TOUTE LA FRANCE Notre cabinet \u00e0 Paris<\/a> : 42 Rue de L\u00fcbeck, 75116 Paris 01 47 04 25 40 \/\/ Notre cabinet au Havre<\/a>: 1, rue Joseph Morlent 76600 Le Havre – 02 35 45 31 06<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-13762","definition","type-definition","status-publish","hentry"],"acf":[],"yoast_head":"\nEmprunt - Avocat Divorce<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/avocat-gc.com\/divorce\/definitions\/emprunt\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Emprunt - Avocat Divorce\" \/>\n<meta property=\"og:description\" content=\"Synonyme de \u00ab\u00a0pr\u00eat\u00a0\u00bb ou de \u00ab\u00a0cr\u00e9dit\u00a0\u00bb, l’emprunt est la mise \u00e0 disposition d\u2019une somme d\u2019argent, d’un objet ou de marchandises par un \u00e9tablissement de cr\u00e9dit ou une autre personne, sur une dur\u00e9e d\u00e9termin\u00e9e. 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