{"id":13740,"date":"2024-04-08T12:30:39","date_gmt":"2024-04-08T12:30:39","guid":{"rendered":"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/"},"modified":"2024-04-08T12:30:39","modified_gmt":"2024-04-08T12:30:39","slug":"credit-immobilier","status":"publish","type":"definition","link":"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/","title":{"rendered":"Cr\u00e9dit immobilier"},"content":{"rendered":"<p>Somme d\u2019argent consentie par un pr\u00eateur pour l\u2019acquisition d\u2019un bien immobilier, d&rsquo;une op\u00e9ration de construction immobili\u00e8re ou de travaux pour un bien immobilier. Ce pr\u00eat est effectu\u00e9, en g\u00e9n\u00e9ral, par une banque \u00e0 un client et g\u00e9n\u00e9ralement conclu pour une longue p\u00e9riode pouvant aller jusqu&rsquo;\u00e0 30 ans ou plus selon les pays.<br \/>\nLe cr\u00e9dit immobilier peut \u00eatre \u00e0 taux fixe ou variable. Il existe plusieurs types de pr\u00eat immobilier:\n<\/p>\n<p>pr\u00eat amortissable : remboursable r\u00e9guli\u00e8rement par \u00e9ch\u00e9ances, souvent mensuelles.<br \/>\npr\u00eat in fine : remboursable en une seule fois, en fin de cr\u00e9dit.<br \/>\npr\u00eat \u00e0 taux fixe : taux <a href=\"http:\/\/avocat-gc.com\/divorce\/definitions\/debiteur\/\" title=\"\" target=\"\" rel=\"noopener\">d\u00e9biteur <\/a>connu d\u00e8s le d\u00e9but du contrat et ne variant pas.<br \/>\npr\u00eat \u00e0 taux variable : le montant des int\u00e9r\u00eats peut varier en temps r\u00e9el en fonction de l&rsquo;\u00e9volution directe d&rsquo;un taux de r\u00e9f\u00e9rence, auquel s&rsquo;ajoute une marge fixe du pr\u00eateur.<br \/>\npr\u00eat \u00e0 taux r\u00e9visable : le montant des int\u00e9r\u00eats peut varier en fonction d&rsquo;un indice financier, tel que l&rsquo;euribor, par exemple, \u00e0 une date de r\u00e9vision fix\u00e9e \u00e0 l&rsquo;avance.<br \/>\npr\u00eat \u00e0 taux \u00ab\u00a0cap\u00e9\u00a0\u00bb : l&rsquo;\u00e9volution du taux variable ou r\u00e9visable est limit\u00e9e \u00e0 l&rsquo;int\u00e9rieur de valeurs connues \u00e0 l&rsquo;avance, soit pour une dur\u00e9e fix\u00e9e, soit pour toute la dur\u00e9e du cr\u00e9dit.<br \/>\npr\u00eat progressif ou d\u00e9gressif : pr\u00e9voyant des \u00e9ch\u00e9ances variant \u00e0 la hausse ou \u00e0 la baisse.<br \/>\npr\u00eat \u00e0 paliers.<br \/>\npr\u00eat modulable.<\/p>\n<h3><a href=\"http:\/\/avocat-gc.com\/divorce\/definitions\/\" target=\"_parent\" rel=\"noopener\">\u25c4  RETOUR AU GLOSSAIRE<\/a><\/h3>\n<p> J&rsquo;INTERVIENS DANS TOUTE LA FRANCE <a href=\"http:\/\/avocat-gc.com\/divorce\/avocat-divorce\/paris\/\" rel=\"nofollow noopener\" title=\"\" target=\"_parent\">Notre cabinet \u00e0 Paris<\/a> : 42 Rue de L\u00fcbeck, 75116 Paris 01 47 04 25 40 \/\/ <a href=\"http:\/\/avocat-gc.com\/divorce\/avocat-divorce\/le-havre\/\" rel=\"nofollow noopener\" title=\"\" target=\"_parent\">Notre cabinet au Havre<\/a>: 1, rue Joseph Morlent 76600 Le Havre &#8211; 02 35 45 31 06<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-13740","definition","type-definition","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dit immobilier - Avocat Divorce<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit immobilier - Avocat Divorce\" \/>\n<meta property=\"og:description\" content=\"Somme d\u2019argent consentie par un pr\u00eateur pour l\u2019acquisition d\u2019un bien immobilier, d&rsquo;une op\u00e9ration de construction immobili\u00e8re ou de travaux pour un bien immobilier. Ce pr\u00eat est effectu\u00e9, en g\u00e9n\u00e9ral, par une banque \u00e0 un client et g\u00e9n\u00e9ralement conclu pour une longue p\u00e9riode pouvant aller jusqu&rsquo;\u00e0 30 ans ou plus selon les pays. Le cr\u00e9dit immobilier [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/\" \/>\n<meta property=\"og:site_name\" content=\"Avocat GC - Avocat Divorce\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/definitions\\\/credit-immobilier\\\/\",\"url\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/definitions\\\/credit-immobilier\\\/\",\"name\":\"Cr\u00e9dit immobilier - Avocat Divorce\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/#website\"},\"datePublished\":\"2024-04-08T12:30:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/definitions\\\/credit-immobilier\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/definitions\\\/credit-immobilier\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/definitions\\\/credit-immobilier\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cr\u00e9dit immobilier\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/#website\",\"url\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/\",\"name\":\"Avocat GC - Avocat Divorce\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/#organization\",\"name\":\"Avocat GC - Avocat Divorce\",\"url\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/cropped-Sans-titre.png\",\"contentUrl\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/cropped-Sans-titre.png\",\"width\":200,\"height\":180,\"caption\":\"Avocat GC - Avocat Divorce\"},\"image\":{\"@id\":\"https:\\\/\\\/avocat-gc.com\\\/divorce\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cr\u00e9dit immobilier - Avocat Divorce","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/","og_locale":"fr_FR","og_type":"article","og_title":"Cr\u00e9dit immobilier - Avocat Divorce","og_description":"Somme d\u2019argent consentie par un pr\u00eateur pour l\u2019acquisition d\u2019un bien immobilier, d&rsquo;une op\u00e9ration de construction immobili\u00e8re ou de travaux pour un bien immobilier. Ce pr\u00eat est effectu\u00e9, en g\u00e9n\u00e9ral, par une banque \u00e0 un client et g\u00e9n\u00e9ralement conclu pour une longue p\u00e9riode pouvant aller jusqu&rsquo;\u00e0 30 ans ou plus selon les pays. Le cr\u00e9dit immobilier [&hellip;]","og_url":"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/","og_site_name":"Avocat GC - Avocat Divorce","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/","url":"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/","name":"Cr\u00e9dit immobilier - Avocat Divorce","isPartOf":{"@id":"https:\/\/avocat-gc.com\/divorce\/#website"},"datePublished":"2024-04-08T12:30:39+00:00","breadcrumb":{"@id":"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/avocat-gc.com\/divorce\/definitions\/credit-immobilier\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/avocat-gc.com\/divorce\/"},{"@type":"ListItem","position":2,"name":"Cr\u00e9dit immobilier"}]},{"@type":"WebSite","@id":"https:\/\/avocat-gc.com\/divorce\/#website","url":"https:\/\/avocat-gc.com\/divorce\/","name":"Avocat GC - Avocat Divorce","description":"","publisher":{"@id":"https:\/\/avocat-gc.com\/divorce\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/avocat-gc.com\/divorce\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/avocat-gc.com\/divorce\/#organization","name":"Avocat GC - Avocat Divorce","url":"https:\/\/avocat-gc.com\/divorce\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/avocat-gc.com\/divorce\/#\/schema\/logo\/image\/","url":"https:\/\/avocat-gc.com\/divorce\/wp-content\/uploads\/2024\/04\/cropped-Sans-titre.png","contentUrl":"https:\/\/avocat-gc.com\/divorce\/wp-content\/uploads\/2024\/04\/cropped-Sans-titre.png","width":200,"height":180,"caption":"Avocat GC - Avocat Divorce"},"image":{"@id":"https:\/\/avocat-gc.com\/divorce\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/avocat-gc.com\/divorce\/wp-json\/wp\/v2\/definition\/13740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/avocat-gc.com\/divorce\/wp-json\/wp\/v2\/definition"}],"about":[{"href":"https:\/\/avocat-gc.com\/divorce\/wp-json\/wp\/v2\/types\/definition"}],"wp:attachment":[{"href":"https:\/\/avocat-gc.com\/divorce\/wp-json\/wp\/v2\/media?parent=13740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}